MoneyWiz

Time is money, and trying to figure out its flow to and from you can take a little while. With the variety of services flourishing and markets flooding you with ways to spend your savings, major investments or plans require solid thinking. Luckily, applications such as MoneyWiz give you the possibility to try out various combinations of budget and purposes in a safe, virtual environment before ending up with an empty wallet.

Taking the application for a spin convinces you the name is well-deserved. At its core, the application is merely a breathtaking amount of calculators and helpful tips and documentation so you don't wonder off to senselessly spend your money. The interface is nothing more than pleasant and intuitive, with the upper toolbar hosting several categories such as loan, investment, forensic, taxes and more.

You'll find that the application mostly comes in handy for personal use, with calculators covering nearly all there is from utilities like “should you buy or lease a car?” to “your worth by hour” and “if you win a lottery today”.

Each of these functions come with their own window. Depending on the depth of the tool, a few lines of text to whole pages of documentation are displayed so you get all the values right. Tools are equipped with dedicated requirement fields such as initial amounts and modifiers like interest rate and periodicity, with the result being instantly provided.

The application can be of great help overall, but there are still a few things here and there that would have further enhanced practicability. For instance, you can only bring up one calculator at a time and while it is active, the main window cannot be accessed. What's more, you might want to keep a text editor around if you want to write down values, although the application comes equipped with several forms you can print out.

To sum it up, MoneyWiz is not dedicated to a specific type of public, but rather open up to anyone willing to think or re-think their budget plan. Even though you surely don't get to use all calculators the application provides, the ones that do come in handy most likely get to have a saying in your real-life decisions.